What is a Roof Certification Inspection?
A Roof Certification Inspection is an inspection performed at the request of Citizens Insurance or your insurance company through your insurance agent. The Roof Certification Inspection is typically requested by Citizens on homes which are 25 years and older. The reason Citizens and other insurers use 25 years as a benchmark for this type of inspection is based on the life expectancy of the average asphalt roof covering. While Citizens or your insurer knows the age of your home or the one you are about to purchase, they do not know if the roof covering has ever been updated. This is important as it will determine if the insurer will renew or write a new policy based on their insurability guidelines.
When performing the Roof Certification Inspection, our Home Inspectors here at
At InSpecPRO Home & Property Inspection Services ascertain the following information for Citizens Insurance or your insurance carrier:
- Roof Covering Material (asphalt shingle, tile etc.)
- Age of the Roof Covering
- Date the Roof was last updated
- If updated, was there a full or partial replacement
- Visible signs of damage/deterioration
- Signs of leaks
Once this information is obtained along with supporting photos, a CIT RCF-1 02/11 form (Roof Condition Certification Form) is completed by our Home Inspector and submitted to your insurance agent along with a copy to you.